Envision the psychological injury of living through obligation assortment organization fear mongering – the steady call provocation, the terrible indecencies, the verbal dangers – in what capacity will you get the irritating assortment calls to stop? Luckily, knowing assortment laws like the อนิเมะเรื่องดัง Fair Debt Collection Practices Act, and applying a couple of little-known techniques, anybody with assortment records can make the wearisome provocation a relic of times gone by.
Following these 8 important hints, “YES YOU CAN” viably stop assortment calls:
- Try not to Answer the Phone
On the off chance that you don’t get the telephone, you will never offer an obligation assortment office the chance to bug or threaten you.
- Utilize Caller ID
Utilizing Caller ID will assist you with forestalling undesirable calls by hindering the calling gathering’s telephone number.
- Change Your Phone Number
It might be badly arranged, yet you can stop assortment calls by changing your telephone number to an unpublished number.
- Realize Your Consumer Rights
A key to stop assortment calls is to know assortment laws. One is the Federal Trade Commission Act (“FTCA”), which forestalls unjustifiable or tricky strategic approaches. There are additionally state assortment laws. Be that as it may, the most basic law is the government Fair Debt Collection Practices Act (“FDCPA”). This law applies to individual assortment accounts, for example, vehicle advances, clinical obligations, and charge cards, and it restricts an obligation assortment office from taking part in backstabbing, tricky, or damaging practices. Under the Fair Debt Collection Practices Act, an outsider obligation authority that reaches you by phone:
- Can just call you between 8 a.m. to 9 p.m.
- Cannot call you at your work in the event that they realize that your boss doesn’t permit it.
- Cannot bug, abuse, or misuse you.
- Cannot lie or erroneously affirm that you carried out a wrongdoing.
- Must distinguish who they are via telephone.
- Solicitation from the Collection Agency: “Don’t Call Me at Work”
This is what to state if an outsider obligation gatherer calls you at work: “My boss doesn’t permit me to get assortment calls at work. You are lawfully required to quit calling me. Be prompted that I am reporting this call just as future calls that make disregarding the FDCPA. I will likewise report these assortment calls to the suitable specialists.” (Then, HANG UP PHONE.)
Cautiously archiving every assortment call is fundamental. Compose the date and time of the call and the name of the obligation assortment office and assortment specialist. Likewise note the discussion to uncover extra FDCPA infringement.